I sent this same message to Hunter, but he went offline before anything can be done. Are you capable of banning the user openanal? Its a spam-bot account from anivoid.com, keeps sending the same PM to all of the users constantly. Anivoid's been getting extremely annoying with those lately.
Depends on the amount of down payment and the monthly payments on your mortgage. I assume that is the case anywhere else, especially considering the details I hear about the housing credit crisis in the US.