It's plot armor exactly because her abilities are inadequate to survive the Toaru universe. Sure she isn't a PIVOTAL point of the plot but, given her in-story desires to get more involved but getting shafted each time by Kamachi (God), is giving her plot armor.
What Acer and I are discussing is the situation in which the Mikoto vs Brunhild fight happens and Mikoto wins because she's Mikoto. Given the way her role in-universe has been it is what will likely happen.
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