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Basically, he's supposed to be at the end of his rope financially ... yet he has this fabulous young lady with him.
Now... money lenders will think either he's not really that desperate --- or worse, he may be presenting the picture that he's willing to pimp his "wife" out for money. Not a good thing for people to think in that time period.
Doesn't look good and finally one merchant chided him for it.
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