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Exhibit 1: the money-changing scheme. It was apparent from the start that this was a risky and potentially dangerous operation, with questionable upside. Alas, he was lucky to escape this venture in one piece.
Exhibit 2: buying armor on credit. EVERYONE, from Horo to members of his guild to his adversaries, are agreement on this. Even Lawrence himself admits as much. He could have avoided his present predicament by taking half the armor. He would've lost everything he had, but he would've at least had his freedom.
Lawrence is intelligent but he isn't careful. If he was, this show wouldn't be nearly as fun to watch. It looks like it is up to the seemingly reckless Horo to get him out of yet another jam.
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