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Though I might be wrong, such a trope is usually used when the people are in debt with ... Yakuzas. I highly doubt a child has to inherit his parent's debt by the legal way and you know that yakuzas aren't in the legal way ( example : Hayate no gotoku, G Senjou no maou)
So far I never saw a manga where the protagonist is pursached by a gang of capitalist bankster going hurr hurr pay our money.
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