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I send and receive large transactions back and forth from Paypal for a small clothing company my friends and I run. It's the safest and securest method we can honestly find on the Internet right now and we haven't had any trouble either. Inevitably, like anything, there will always be cases where things go wrong but that can also be down to external parties other than Paypal.
As for debit transactions, yes you can use your debit card, but make sure to inform your bank so you can verify your Paypal account for extra security.
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