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For a boot drive with OS and important applications, 64GB is more than enough for the average user imho. If you have big applications (such as modern games) or VM's/dual boot, more is probably better though. The problem is when you don't have extra space to put an HDD for data.
As for lifespan. Intel promised a while back that you could read/write 100GB/day for 5 years. It's probably increased by now. I wouldn't worry about SSD lifespan.
Right now, SSD's prices compared to HDD's are pretty much the cheapest they have ever been.
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