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I'm emphasising stability over performance (so, no pre-overclocked cards)
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That's incorrect. Pre-overclocked just means they already did a safe factory overclock on the card and the higher speeds on the box are guaranteed, and the card is on warranty like just any other card. If the card is not performing at the speeds advertised on the box, or not working property, you get a replacement. The warranty is just as long as normal cards, and the card is just as stable, you just pay a little more for a little more performance.
And to answer your questions, the radeon 6950 or 560 ti. I don't know where you shop but they ARE in your price range.