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I think the best explanation is that SAO currency was greatly inflated. Kirito was never "poor" (how could he be?) but I doubt anything he did would give him enough money to equip two large guilds (technically they're not guilds, but close enough). Since money is just a number though, the precise value would carry over simply enough. Usually money isn't really treated the same as inventory items, so if you can accept him carrying over his skills, the money is more or less obvious.
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