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Actually, taking the yearly payments is best. Why? Simple.
1. You get more.
2. You can't spend it all at once. If you happen to spend all of this years allotment, you just wait till the end of the year and you get another lump sum payment.
3. You're a bloody idiot to go and take it all at once because if someone hacks into your bank account, you're out all that cash in one click of a mouse.
The other huge mistake he made is accepting the check in person. IF you win the lottery what you do is you wait 3 months. Most lottery drawings have a 1 year time period in which you can claim your money. If you wait 3 months the press gets tired of waiting for you and figures that the ticket is lost and the money will never be collected. During that time you hire and retain a lawyer under contract. You write the contract to allow him to collect the check for you and deposit it into your bank account or a special one you have setup to recieve the check. This has actually been done before very successfully, but to keep the lawyer from stealing all your money you need to wrote a REALLY good contract, and make sure that you pay him REALLY good or he'll just take your ticket and leave you high and dry.
By having him collect the ticket and be your proxy it hides your identity and you're welcome to spend it in obscurity from public screwtiny, because once the public finds out you've got all that cash, dude, kiss your money goodbye because every scam artist and cheat in the world will hunt you down till there's not a bloody dime left. If you win the lottery, for gauds sakes, apply the 3 golden rules.
1. Be patient. Wait them out. Usually 3 months.
2. Hire a proxy under contract to collect the money.
3. Keep your bloody mouth shut. Don't tell a d**n soul you got a single dime of it.
You do that, and don't spend like an idiot and you'll be set. At that point you can easily enjoy your money all you want.
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