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An accuaintence of my brother's is at that level and he explained it to me once. Basically, he lived outisde the city and works online as a programmer. He's far better at it than he lets on, so he finishes average-level work in very little time, making the company think he finishes average-level work in average time. This gives him lots of time to work side jobs or go to events.
He makes frequent trips into the city to get massive amounts of stuff and pays next to nothing for his little shanty in the countryside that he lives in.
I don't know how far away from Tokyo he is, but apparently close enough for internet access and fairly easy travel. The house he lives in has several rooms (apprently two storey) but only the bathroom and kitchen area are for living. The rest is apprently like a warehouse.
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