Speaking about Touma's monetary assets, I thought it was stated in vol12 or earlier that Touma doesn't get allowances from his parents since they say the Academy City allowance is enough for him?
Mikoto on the other hand, gets a hella lot more of money from AC due to Level 5 + possibly Tokiwadai scholarship (again, due to being Level 5 and ability results). Neither Mikoto or Touma gets money from their families, so there's no point comparing their family background.
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