I figured out a way to clear up my confusion with the payment he got in the coin scam deal.
Lawrence wants to make enough money to open a shop right?
Well regardless of the exchange rates of different currencies, I feel his payment for the coin scam should be enough to open a shop. That's considering how they built it up making me think this was a HUGE deal involving tons of money. If even at 5%, its not enough for a shop, then it was overhyped.
Finally I was able to clearly explain